Terms and Conditions for Using This Site
This document explains the terms governing all use of our website and resources. Please review these terms carefully before using our services.
Last updated on April 11, 2026
Acceptance of Terms
By accessing or using our website, you confirm you have read, understood, and agreed to these terms. If you disagree with any part, please discontinue use of our services immediately.
Definitions
Terms used in these conditions have specific meanings as outlined below for clarity.
“Site” refers to quivastrolo.com and any content made available under this Quivastrolo.
“We”, “us”, or “our” means the operators, contributors, and owners of this website.
“User” means anyone who accesses, browses, or interacts with the website or its resources.
“Content” covers all information, advice, and materials published on this site.
Permitted Use of Services
Use site resources for personal, non-commercial evaluation of household finances only. No materials may be distributed or republished without permission.
Eligibility
This site serves users over the age of 18 who reside in Australia. By using our services, you confirm you meet these requirements.
Must be 18 years or older to use.
User Responsibilities
Each user is responsible for appropriate and lawful site use as outlined below.
Prohibited Uses
Certain uses of this website are strictly forbidden as outlined here.
Intellectual Property Rights
All content is owned by quivastrolo.com and contributing authors unless otherwise stated. No materials may be reproduced, altered, or distributed without written permission, except as expressly permitted by law.
User Submitted Content
Any information submitted by users on feedback forms or similar features remains your responsibility.
User Rights and Licences
By submitting content, you grant us a non-exclusive licence for its intended use on our site only.
Privacy and Personal Data Protection
Personal information is handled per our privacy policy and applicable Australian law. Review our policy for details on collection, retention, and your rights.
See Privacy PolicyDisclaimer and Limitations of Advice
Information is for general household reference and not professional financial advice.
Warning Statement
Always consider your personal circumstances. Professional advice is recommended for specific financial decision making.
Limitation of Liability
We are not liable for losses arising from reliance on site content or services, except as required by law.
Indemnification
Users agree to hold us harmless from claims or losses resulting from breach of these terms or unlawful activity.
Dispute Resolution Process
We seek to resolve disputes fairly. Contact us in writing for first-step resolution before further action.
Arbitration
Certain disputes, if unresolved, may proceed to binding arbitration as allowed by Australian consumer protection law.
This does not waive consumer or statutory rights under law.
Online Dispute Resolution (ODR)
You may use the Australian ODR platform for resolving consumer-related issues electronically if needed.
Visit ODR PlatformSeverability
If any provision is found invalid, the remainder remains enforceable and in effect.
Entire Agreement Statement
These terms, with our privacy policy, form the entire agreement between the user and site operators.
Applicable Law and Jurisdiction
All terms governed by Australian law. Any disputes are subject to the courts of Australia.
Termination
We may suspend or terminate services if terms are breached, including cases of misuse or fraudulent activity.
Modifications
These terms may be changed as required. Continued use after changes is acceptance of those updates.
Contact Us for Assistance
For help or queries regarding these terms, please contact our team directly.
Contact Email: content@quivastrolo.com
Phone: +61-7-3739-7474
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective Date: April 11, 2026
Version: 1.2